0:00 to 0:15
Phase 1, The problem
Imagine sending an email, and seeing “Delivered in 72 hours.”
Sounds ridiculous. Yet that's still how payments work.
You make a sale today, but your money arrives days later.
0:15 to 0:25
Phase 2, Introducing Credible
The internet became instant years ago. Settlement didn't. That's why we built Credible.
An open payments platform that enables modern internet businesses to accept payments globally, assess risk in real time, and unlock capital as soon as payments are approved.
0:25 to 0:49
Phase 3, One integration, global coverage
With a single integration, businesses can accept payments across 100+ payment methods in 42 markets.
Think of it as an intelligent orchestration layer for every transaction. Each payment is evaluated in real time and automatically routed to the best available acquirer, using built-in capabilities like 3D Secure, Network Tokens, Smart Retries, and Account Updater to improve approval rates, lower processing costs, and keep transactions flowing.
0:49 to 0:58
Phase 4, Risk in real time
Every approved transaction is assessed in real time, evaluating counterparty trust, jurisdiction, and receivables strength to block fraud while minimizing friction for legitimate transactions.
0:58 to 1:16
Phase 5, The breakthrough
Imagine every approved payment becoming available working capital. Not days later, but the moment it's authorized.
Approved receivables are advanced immediately, delivering T+0 settlement while traditional payment rails continue settling in the background. Turning settlement from a waiting period into working capital.
1:16 to 1:31
Phase 6, Under the hood
Capital continuously recycles every 72 hours through audited, non-custodial vaults on Solana and Polygon, with every deposit and settlement visible on-chain.
Purpose-built for businesses that traditional gateways often avoid. From AI products and creator platforms to Web3, prediction markets, and modern internet commerce.
1:31 to 1:52
Phase 7, Proof and close
Today, Credible has processed over $1 billion in payments across 42+ markets and 37+ currencies.
Get started in minutes. Self-onboard. Complete KYB. Integrate the APIs. Launch your payments infrastructure.
Payments shouldn't stop at approval. They should become working capital. Credible.